Office Hours
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Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Tracy Bellem
Bellem Ins and Fin Svcs Inc
Office Hours
Address
Ste A-2
Salinas, CA 93901-1148
S Davis Road & W. Alisal St 2 Blocks Hartnell College at Gold's Gym
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Office Info
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
APR vs. interest rate on your car loan
APR vs. interest rate on your car loan
How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?
Viewing team member 1 of 2
Kay Cohen
Account Representative
Kay has been a licensed insurance agent since 2012. Kay lives in Salinas and has 3 sons. Kay helps families with their life insurance. Kay provides free quotes for auto insurance.
Viewing team member 2 of 2
Esmeralda Ramirez
Customer Relations Representative
Esmeralda has been a State Farm team member since 2022 and is our Licensed Bank Representative in the office as well. She is married and has 2 lovely fur babies named Azula and Mai who keep her on her toes. She speaks Spanish and is able to assist your with your auto & bank needs. Hablo español!